Banking & Finance

At Trust Law Associates (TLA), our Banking and Finance practice provides clear, strategic, and compliant legal solutions for lenders, borrowers, and financial institutions. We advise on the full spectrum of banking and financial transactions, from loan documentation and project finance to restructuring and recovery.

Our lawyers bring deep understanding of financial regulations, documentation, and risk management. We assist in structuring transactions that meet business objectives while ensuring compliance with Reserve Bank of India (RBI) and other regulatory requirements. Whether it is advising a bank on lending terms or helping a borrower restructure its debt, we approach every transaction with precision and foresight.

We also represent clients in disputes arising from loan defaults, recovery actions, and enforcement proceedings. Our focus is on ensuring that our clients’ financial interests remain protected, whether they are extending credit or managing obligations.

Our banking and finance services include:

• Loan and security documentation
   
• Project finance and structured lending
   
• Debt restructuring and refinancing
   
• Securitisation and asset-backed financing
   
• Regulatory and compliance advisory (RBI, NBFC, FEMA)
   
• Recovery proceedings and enforcement actions
   
• Legal opinions and transaction due diligence
   

We assist:

• Banks and NBFCs in drafting, reviewing, and enforcing lending arrangements
   
• Corporate borrowers seeking financing or debt restructuring
   
• Fintech companies operating in regulated financial spaces
   
• Investors and private lenders involved in secured or syndicated lending
   

Our clients include major lenders, emerging fintechs, and corporates across industries such as infrastructure, manufacturing, technology, and real estate.

Banking and finance transactions require speed, precision, and complete legal clarity. At TLA, we combine technical knowledge with commercial judgment to deliver balanced, workable solutions. We anticipate regulatory and contractual challenges so clients can close deals with confidence.

Our team focuses on clarity, not complexity. We ensure every document, clause, and compliance step is aligned with your business intent. With TLA, you gain a legal partner that understands the financial ecosystem, reduces risk, and strengthens every transaction you enter into.